Stress and the Mortgage Process
March 31, 2009 8:37 am Employed Persons, First Time Home Buyer, Interest Rates, Mortgage Insurance, Pre ApprovalBuying a home can be a stressful experience.
There are many people involved in the process. The process moves fast. And you are the one who is stuck with the payments at the end of it all.
But I have some great news for you. While you are not in control of the process, you are in control of who is representing your interests – your team:
- So choose a great realtor.
- So choose a great real estate lawyer.
- So choose a great mortgage broker.
What a great mortgage broker will do for you is:
- Understand your circumstances
- Give you a clear and defined process for moving forward
- Be non judgmental about your past
- Mitigate most blemishes on your file
- Collect your paperwork before you put an offer to purchase down
- Tell you your payments
- Find the right lender for you
- Get you a great rate
- Explain mortgage insurance
- Answer all of your questions.
Just knowing that you have someone on your side as you go through the process reduces your stress.
Your team may not be able to make the home buying process stress free but we can reduce the stress to a level you can easily handle.
Call me to see if I can be a great fit for you and your team.