This story is specifically speaking about Variable Rate mortgages.
I don’t have a crystal ball – I leave that for people that are smarter than I am but above is one man’s opinion.
As you may have heard some lenders in Canada have been raising their interest rates. This happens from time to time.
For those of you who maybe concerned about where your rate is going you need to ask one important question.
Have you been pre approved by a qualified mortgage broker?
If the answer is yes then you are likely just fine.
If the answer is no then you need to really consider getting that pre approval started with a mortgage broker and submitted to the lender as soon as you can.
Rates go up and down but with time we find that people who are prepared to commit are the ones that fair the best.
Please call if I can help in any way.
Jason
The company that I work with has a great website that gives great information on the most up to date rates.
Feel free to take a quick peek to find out what the rates are for the terms you are looking for.
Cheers!
Adding Value to Customers in the Mortgage Industry
Since even before I became a Mortgage Associate I have been racking my brain to figure out how I could create real value for my customers.
You see I want to simplify the mortgage process and in turn create a better experience for my customers.
So I focused on a number of things: becoming an expert in the industry, learning how to explain without using industry jargon, promptly returning calls and emails, and teaching by using this blog page.
The response has been fabulous. My customers not only appreciate what I offer them but they are now telling their friends about me.
In my last blog post I mentioned that I will continue to the teaching part of my Value Add by writing a clear no nonsense book about the mortgage process and other topics.
But I really want to continue to add value for the next generation of home buyers – people who like me are interested in and use the internet for communicating with friends, family and business associates.
So would you be interested in using wikis to clarify the mortgage process?
If you have any further ideas on things that I can implement to make the process easier for you please leave a comment and I will strongly consider any ideas.
Working hard to serve you better.
Jason Peatz
Over the past few months I have confirmed something that I have suspected for the last several years – People need to know more about mortgages and the mortgage process.
So in an effort to address a number of the key issues I have began writing this blog.
Through this blog I have attempted to inform people about some of the basics of the mortgage terminology, products and process. The response has been outstanding to say the least. People really appreciate the straight forward information that I have been giving them.
I think that this is worth while and fun so I will continue to blog, but I want to do more. So I am officially announcing that I am in the process of writing a book for people who live in Alberta and who are looking to purchase or refinance a property. The working title of this book is “So you want to get a mortgage in Alberta”.
I am excited about giving Albertan’s clear information about mortgages.
The chapters and topics have largely been decided but feel free to leave a comment below to let me know what you would like to see included in this book.
If you keep reading then I will keep writing.