Jason Peatz - Mortgage Associate

Need Versus Want

Jason — Thu, 29 Apr 2010 19:11:44 +0000

There are some really smart people out there.

Just a quick story about some people who i just met and wanted me to run some numbers for them about purchasing their first home. So I took the application and looked at their credit bureau, told them about all the great rates available today and why they should get pre approved today. Then as I prepared myself for the typical question I hear, “What do we qualify for?”. I was taken aback because they asked a different question. “How much would our mortgage be if we only wanted to pay $1200 a month?”

I smiled.

They wondered why I was smiling.

I told them that I rarely get asked this question.

The responded by saying, “We just want to make sure that we can handle our payments. One day we will get a house with all the things we want. Right now what we are focusing on what we need, and what we need is a $1200 a month payment.”

Just to clarify I can help you with whatever you want but I just thought these people were on the right track.

All the best,
__________
Jason Peatz

Genworth – National Home Ownership Week – Test Your Knowledge

Jason — Wed, 28 Apr 2010 20:15:46 +0000

Ok, so you have done your reading and think you have a handle on the home buying process and what you need to know. Then check out this game from one of Canada’s leading mortgage insurers to test your knowledge.

It takes about 10 to 15 minutes but, in my opinion, gives you a great foundation for the purchase.

Enjoy!

http://www.genworth.ca/homeownership/c_on-your-terms/HomeownershipWeek_Thursday.asp

Genworth – National Home Ownership Week – Home Buying Basics

Jason — Thu, 22 Apr 2010 21:41:56 +0000

Hey if you are interested in the following 7 topics (and if you are a first time home buyer why not) then click on this link <Genworth National Home Ownership Week – Home Buying Basics> :

New Mortgage Rules and What They Mean For HomeBuyers
Calculate What You Can Afford
10 Steps to the HomeBuying Process
Downpayment Options
Understanding Mortgage Insurance
VIDEO for New To Canada
VIDEO for Mortgage Insurance

Genworth – National Home Ownership Week – Reality Check

Jason — Tue, 13 Apr 2010 17:31:55 +0000

Link

This is day two for a week long series to help people who are thinking about purchasing their own home.

Todays Topic is REALITY CHECK, please click the above link from www.homeownershiphelp.ca to find excellent items on:

Be an informed Homebuyer and Do Your Homework First
Learn Before You Leap
Case Studies
VIDEO on Canadian Housing Market
Test Your Knowledge against Other First Time Buyers

Genworth – National Home Ownership Week – Credit

Jason — Mon, 12 Apr 2010 16:59:25 +0000

Hi Everyone,

One of Canada’s mortgage insurers are sending out some great information over the course of this week about what you will need to know to own your first place.

The first area that they are focusing on is Credit. Check out the link below for some great information.

Genworth Credit

Always wanting you to learn more about your mortgage,

Jason